insurance

The act, business, or system of insuring.

The state of being insured.

A means of being insured.

An arrangement or agreement that protects someone from incurring future losses, as from damage, theft, illness, or death, especially a contract that transfers the risk of a specified loss to another party in exchange for the payment of a premium.

The sum or rate for which such a contract insures something.

The periodic premium paid for this coverage.

A protective measure.

Being a point or score that increases one competitor’s lead enough to prevent the opponent from achieving a tie with one more score.